How We Work

How We Work

Our approach to financial planning is based on listening. We take time to really understand you, what you're trying to achieve and what really matters. 
Get in touch

Our Process

We use a structured financial planning process to create your personalised financial plan, which we will review with you at regular time intervals to ensure you feel in control and remain on track to meet your goals.
  • Step 1 – Initial meeting

    The purpose of the initial meeting is;

    • To help you discover whether we are right for you and whether you are right for us.
    • To ensure you get the very best possible outcome from our work, we are interested in you, your lifestyle, your objectives and what’s important to you.
    • To explain our services and charges
    • We will provide by email a summary of what you wish to achieve and confirm our initial and ongoing fees.
  • Step 2 – Discovery and Information gathering
    • Once we have your go ahead and have received the signed Client Agreement, we will ask you to complete a number of questionnaires that will give us the required initial information to understand your circumstances and financial position.
    • We will establish your attitude to risk so that your investment strategy allows you to sleep at night.
    • We will carry out a detailed analysis of your current financial situation, undertake your lifetime cash flow analysis with different planning scenarios to demonstrate possible alternative strategies.
  • Step 3 – Planning
    • We will take you through your lifetime cash flow analysis, so you have a clear picture of where you are now financially.
    • We will walk you through the different planning scenarios and possible alternative strategies to help you achieve the best life possible with the resources (time and money) you currently and will have.
    • Having considered the possible options and agreed a plan, we will draft a report confirming the agreed plan.
  • Step 4 – Implementation
    • Implementation is where we put your plan into action.
    • If paperwork is required, we will complete as much as possible in advance to save you time.
    • We will submit, track and undertake the necessary administration required to process any recommendations
  • Step 5 – On-going review
    • Ongoing review allows you to monitor the progress of the agreed strategy.
    • We review your lifetime cashflow analysis to make sure that you are still heading in the desired direction.
professional financial centre process diagram

How we get paid

Our initial meeting is at our cost and will help us to get an overall picture of the work that will be required and whether we are able to offer the services that you need.

We work on a fixed fee basis for the initial work and the amount of this is determined by the time and complexity of the financial planning and advice needed.

We provide a written quotation before starting work, and the fee is also set out in our Client Agreement which is signed by both of us.

Find out more about our ongoing service fees.
Find out more

Get in touch

Contact Us

By checking, I agree to share my form responses in line with the Privacy Policy.

Share by: