The life you want. The plan you need.

Get in touch

The life you want. The plan 
you need.

Get in touch

The life you want. 
The plan you need.

Get in touch

The life you want. 
The plan 
you need.

The life you want. 
The plan you need.

Get in touch

Welcome to PFC

Welcome to PFC

We offer friendly and professional financial planning for individuals.

We help you identify, achieve and maintain your desired lifestyle, by preparing your bespoke financial plan, and working with you to keep your plan on track and help you navigate life changes as they come along.

Jeremy and Kirsten offer a warm and friendly approach to financial planning. They explain everything in a simple and straightforward way, avoiding complicated financial jargon as far as possible!

Take the first step to creating the best possible future for you and your family. 

Later Life Financial Planning

We understand the financial issues that arise in later life. Our team have the expertise and experience to outline, explain and facilitate the huge range of financial options available, for you or your elderly family members. Let us help you feel secure with your future.
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Lifetime Financial Planning & Coaching

Are you managing your money in a way that allows you to live in the best way possible? We can help you make financial decisions that have the best return on life, so instead of chasing money, you are enjoying life in a way that suits you and your financial situation.
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Later Life Financial Planning

Later life gives rise to a number of unique issues when decisions have to be made, often at emotionally trying times. We know and understand the complexities of the care system and the options available to you and your family.
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Lifetime Financial Planning & Coaching

Are you living your best life possible with the money you have? We help you to allocate your resources (both money and time), in a way that helps you get the maximum return on life.
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Our Services

Life Planning Illustration

Life Planning

Financial Planning Illustration

Financial Planning

Retirement Planning Illustration

Retirement Planning

Estate Planning Illustration

Estate Planning

Care Fees Planning Illustration

Care Fees Planning

Protection for your family illustration

Protection for your family

How We Work

News from PFC

20 Sep, 2019
If a person’s medical condition is unpredictable and/or unstable and they need constant 24 hour acute or specialist nursing care, they may be entitled to NHS Continuing Healthcare. NHS Continuing Healthcare will cover all the costs of your care, including accommodation if you need to be in a care or nursing home. The eligibility for NHS Continuing Healthcare is based on the individual having a “Primary Health Need”. In order to determine whether an individual has a primary health need, a detailed assessment and decision-making process must be followed, as set out in the National Framework. Where an individual has a primary health need and is therefore eligible for NHS Continuing Healthcare, the NHS is responsible for commissioning a care package that meets the individual’s health and associated social care needs. A primary health need is not about the reason why someone requires care or support, nor is it based on a diagnosis; it is about the level and type of actual day-to-day care required and it is the nature and intensity of these needs that must be considered when determining eligibility for NHS CHC. The first step is the completion of a Checklist. The Checklist is a screening tool and the first stage of the NHS CHC funding assessment process. It is intended to be relatively quick and straightforward, so it is not necessary to provide detailed evidence along with the completed Checklist. A positive outcome in the Checklist does not mean the individual is automatically eligible for NHS CHC funding; it simply means that they progress to stage two. Stage two involves a multidisciplinary team (MDT) and the use of the Decision Support Tool (DST). This stage is often known as the ‘full assessment’ and it is much more involved.
20 Sep, 2019
Well only sometimes. Firstly, if you don’t already, you’ll need to understand the difference between ‘social’ and ‘health’ care. Social care is best described as care needed to help with activities of daily living (washing, eating, mobility etc). It is the responsibility of your local authority who will assess the needs you have, and they will also assess how much you are able to pay towards the care you need. If someone in need of social care owns a house or has much in the way of savings, the chances are they’ll have to pay for all or at least some of their social care. On the other hand, health care is where your needs are of a medical nature, and this is the responsibility of the NHS. So, if your need is for health care, this is currently free at the point of need.
20 Sep, 2019
Kirsten attained her Later Life Adviser Accreditation (LLAA) in 2011, having proven her professional commitment to the area of Later Life advice.
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